Paper Finance

Something that you see a lot of in the App Store are finance apps.  Unfortunately, I’ve found most of them to be too time-consuming and complicated to actually use on my iPhone regularly. Paper Finance is idealSky Software’s concept of what financial tracking should look like on your mobile device!

The very first time you open Paper Finance you’ll be taken through a very brief tutorial. The tutorial outlines all of the different things that you need to know to get started using this app quickly! While a lot of times these “tutorials” are long and annoying, I would highly recommend that you complete this one!

Once you’re finished with the tutorial you’ll be taken to the main screen of the app. The main screen has three basic screens: “Settings,” Home, and “Reporting!” The first thing you’ll want to do with this app enters in all of the accounts that you plan on keeping track of! This is easy as “swiping” to open up the Settings screen and touching the “Accounts” button. The app starts out with a “Savings” and “Checking” account already in place!

Once you’ve got your accounts set up, adding transactions is extremely simple! From the PaperFinance home screen all you have to do is touch the “New Income” or “New Expense” buttons located there! While a lot of financial apps have tons and tons of different categories and sub-categories to sort things into, this app has just a few basic options. This makes it extremely fast to quickly open up the app and enter in transactions. Speed is very important in an app like this because if the app is not fast then it’s just too frustrating to open it up to enter transactions!

As you use this app you may find that you have items that don’t really apply well into the built in categories of this app. Thankfully this app allows to you not only add but also remove categories to make it feel more natural! With that said, the database of categories is quite extensive and I really can’t see most people feeling the need to add new ones!

The final screen that I haven’t really talked about yet is the “Reporting” screen. This screen doesn’t look like much when you just have a few transactions entered. As your database gets larger though, this screen will help you view your finances in a variety of different ways to see how you’re spending it! You can sort these lists by amount, category, name and date. You can also export them in CSV format, or you can create visual graphs and export them in the popular PDF format!

I’ll say this up front if you’re looking for complexity and a lot of bells and whistle’s then you probably will not be satisfied with this app! With that said, this app is a dream come true for someone looking for a quick and easy way to keep track of their daily income/expenses! What really sets it apart is just how natural the controls feel! It uses a lot of standard iPhone gestures to do things like deleting things and moving in between screens! If what I’ve described still sounds interesting then what are you waiting for? It’s only $2.99 in the App Store so go ahead and check out Paper Finance today!

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